Subordinated loan

Easy’Green Online Loan

Name: Wallonie Entreprendre
Address: Av. Maurice Destenay 13, Liège, Liège, 4000, Belgique
Telephone: +32 (0)4 237 07 70

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Up to €75,000 in financing for any energy or circular transition investment alongside your bank.

Product type: Subordinated loan
Granted to: To your company through your bank
Project: Investment aimed at reducing your company’s carbon footprint
Minimum amount: No minimum
Maximum amount: €75,000 (up to twice the amount of the associated bank loan)

For whom?

This product is intended for:

SMEs (self-employed professionals and companies)
With a registered office or operations located in Wallonia
Not in financial difficulty
Not active in the fishing or aquaculture sectors

For what purpose?

This loan allows you to finance any investment related to the energy and circular transition:

Improving the energy efficiency of buildings (renovation, extension or new construction) or processes: insulation, windows, heating, LED lighting, heat pumps, rainwater tanks, wastewater treatment systems, etc.
Process improvement: replacement or installation of more efficient equipment, optimisation, etc.
Installation of renewable energy sources: photovoltaic panels, biomass, wind turbines, biomethanation, etc.
Charging station
Energy storage battery
Cooling system reducing the use of fluorinated gases
Eco-innovation projects, including circular economy initiatives

Duration

Up to the same duration as the associated bank loan, not exceeding 10 years (including a maximum 2-year grace period

Specific features

Can be combined with the Online Guarantee
Subordinated loan, repaid quarterly (constant capital)
No collateral or minimum personal contribution required

Associated bank loan

Amortising loan

Interest rate

Bank rate minus 2%, with a minimum rate of 2.5%

Online process

Once your company’s eligibility is confirmed, your bank submits the loan request to WE via a secure online platform. No prior approval is required. The platform instantly generates the WE loan agreement, which is automatically sent to your company by email.

The funds are usually transferred within five days after WE receives the signed agreement (by email) and confirmation from your bank that the joint bank loan has been activated.